A Self Invested Personal Pension or “SIPP” is the name given to the type of UK
government approved personal pension scheme, which allows you to make your
own investment choices from the full range of approved investments and the
property SIPP is now becoming the choice for many as it is seen as a safer
way to invest your hard earned pension money into.
Why not find out how you can generate a fantastic income from this investment
either through a Self Invested Personal Pension or just to add to your current
portfolio pension and fill in the form above.
• Can I use a SIPP to invest in property?
Few people realise that as well as investing in other asset classes you can actually invest in residential property abroad with your SIPP, subject to fulfilling certain conditions. Our access to FSA regulated experts can help you through the process and assess whether investing your SIPPS in overseas property is right for you.
• My pension funds are not in SIPPS, does that mean I can't use my pension?
Don’t panic! We can still help. Speak to one of our advisors about transferring your pension or explore alternative routes to financial freedom.
• Why should I invest my SIPP in property?
You can use your pension fund to buy a property of your choice in exotic locations such as the Caribbean. Investment in boutique hotel property can yield huge returns on your initial investment and guaranteed rental incomes. The rental income and capital growth can then go back into your fund. This type of opportunity is ideal for those who qualify at a higher entry point.
• I don’t have enough cash is there an alternative?
If you don’t have enough cash in your pension fund you can either take out a mortgage or partner up with a friend or business associate and use two or more SIPPs to invest in property abroad. You can even look at some of the alternative forms of investment including non-property options available at lower entry levels from £10,000.
• What else can I invest in with my SIPP?
There are several investment options, however the investments you choose must satisfy the rules and guidelines. Speak to one of our advisers who can help you decide on which is the best option for you. Other than that the choice is yours, but we believe that using your SIPPs to purchase property offers a potentially more profitable route to achieving your retirement goals.
• Can I be confident that a SIPP offers a safe route to retirement?
We are confident that the advice given by our panel of IFAs will be assessed on a case by case basis. As with all investment decisions there is an element of risk involved, however these risks are substantially reduced by our honest, transparent approach in every case. We are fully committed to informing you of any risks before your money is invested and any costs are incurred. Full terms and conditions will be made available from the outset.
As long as you carry out your due diligence and your investment is SIPP approved, it is worth considering how taking control of your SIPP could dramatically improve your quality of life in retirement.
If you would like to find out how much your pension is currently worth, through our partners IPS we are offering a "NO OBLIGATION" free pension review. This will include an evaluation of your existing pension, your current situation and future requirements to help you find out if a SIPP could be a beneficial option to you. For details, please fill in the form above.
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